This article contains all the details you need about Bank Verification Number and how to verify your BVN using your mobile phone on MTN, Airtel, GLO, and 9mobile networks.
The Nigerian Interbank Settlement Method (NIBSS) and the Central Bank of Nigeria introduced the Bank Verification Number (BVN) as a biometric identification system to decrease unlawful financial activities.
Since the Central Bank of Nigeria created a single Biometric Identification System, people have been wondering how to obtain their Bank Verification Numbers. Every bank account in Nigeria now has an eleven-digit unique number.
Nigerian banks require this code to register new customers into their systems. If you have multiple bank accounts, you don’t need to have many Bank Verification Numbers for each of them. Rather, you can link all your bank accounts to a single BVN.
The Bank Verification Number or BVN is an 11-digit number that serves as a unique identifier for every bank customer in Nigeria. BVN is required across several channels as a form of identification. These channels include ATM, SMS, and internet banking. Nigerian banks use BVN to keep track of different account numbers and the activity of the owners. For security purposes, banks require customers to maintain the secrecy of their BVNs.
It is numerical proof of your existence within the Nigerian banking system. We need to have our own BVN to:
- Open a bank account
- Obtain credit/loans from banks
The Nigerian government is working hard to create additional methods and ways to combat unlawful activity in the country. One of the most effective is the introduction of the Bank Verification Number (BVN) and the National Identification Number (NIN).
The Bank Verification Number (BVN) is one of the essential pieces of information in the Nigerian banking and financial sector. Without this number, no financial transaction can be carried out in the country. Every Nigerian citizen or anyone maintaining an account with any Nigerian bank is advised to have this number.
Today, you cannot open an account without a BVN. Even if you don’t have a BVN, your bank can enroll you and link your BVN to your account. Some people don’t actually know their BVN and some don’t know how to access or get it when they need it.
Some transactions require BVN to complete. If you don’t know where you saved it, you will not be able to complete such transactions.
Even if you don’t know how to get your BVN, don’t worry. This post contains every detail you need to know to check your BVN on Glo, Airtime, MTN, and 9mobile. Why visit the bank when you can retrieve your BVN with your mobile phone from the comfort of your sweet home?
Without much ado, we will teach you how to check BVN code numbers in this article.
What is BVN, and How Does It Work?
The BVN is an acronym for Bank Verification Number. It is a biometric identification number stored in the Central Bank of Nigeria (CBN) database. Over time, this code has proven helpful and instrumental in reducing the rate of fraudulent operations and activities in the Nigerian banking sector.
Every account holder is required to have a BVN. Hence, if you have an account with any bank in Nigeria, you must have a BVN, which must be linked to all bank accounts you operate. When you enroll or register for BVN, your data, including your name, contact information, age, date of birth, address, photographs, and fingerprints will be captured and saved in the CBN database.
After registering for BVN, you must link it to all your accounts. You don’t need to have a smartphone to check your BVN. So, checking your BVN doesn’t require internet access. However, a fee of N50 (fifty naira) will be deducted from your telephone line to check your Bank Verification Number.
How To Check BVN Code Number On My Mobile Phone
Using this simple method, you may now verify your BVN number code on your mobile phone. To check your Bank Verification Number (BVN), pick up your mobile phone and dial *565*0#.
You don’t need an internet connection to check your BVN code or a high-end touchscreen smartphone. You can use the abovementioned code to check your BVN code number on any network. If you want to check your Bank Verification Number on your Airtel, 9mobile, 9lo, and MTN lines, just call *565*0#.
You can also use the same code to check your BVN code number at any bank in Nigeria. For example:
- Dial *565*0# to check your Diamond Bank BVN code.
- To find out your First Bank BVN code, dial *565*0#.
- To check your FCMB BVN code: Dial *565*0#
- To check your Stanbic IBTC BVN code, dial *565*0#.
- To find out your Eco Bank BVN code, dial *565*0#.
- To check your Union Bank BVN code: Dial *565*0#
- To check your UBA BVN code, dial *565*0#.
- To find out your Zenith Bank BVN code, dial *565*0#.
- Dial *565*0# to check your Wema Bank BVN code.
- Dial *565*0# to check your Titan Trust Bank BVN code.
- Dial *565*0# to check your Sterling Bank BVN code.
- Dial *565*0# to check your Heritage Bank BVN code.
- Dial *565*0# to check your Fidelity Bank BVN code.
- Dial *565*0# to check your Jaiz Bank BVN code.
- Dial *565*0# to check your Unity Bank BVN code.
- Also, dial *565*0# to check your BVN code for Access Bank and so on.
It’s worth noting that confirming your BVN is not just the identical method for all lines but also for all banks. As a GTB or UBA customer, you use the same code to check your BVN because everyone is given a single BVN used by all banks.
This implies that even if you have accounts with all of Nigeria’s banks, you’ll only have one BVN to link them together.
How To Check My BVN On The Internet
You can also use internet banking to check your BVN code number online. Simply use your bank’s Internet banking portal to find your BVN number. Alternatively, you can use your bank mobile app to do this.
It is worth letting you know that you can only have a single BVN. You can’t have multiple BVNs. The same BVN you use for your Access Bank account is the same one you will use for your GT Bank, UBA Bank, First Bank, and other accounts. Even if you have an account with all the banks in Nigeria, one BVN can be used to link them all together.
How Much Will It Cost To Check My BVN?
Checking your (BVN) Bank verification Number with your mobile number is not free. Luckily for you, the good news is that it is not expensive at all.
A fee of ₦50 will be deducted from your airtime balance after dialing the BVN Code.
What Is The Length Of The BVN Code?
How many digits are there in a BVN, you might wonder? The questions are all the same, and the answers are all the same. The BVN code is an 11-digit number that serves as your universal identification in all Nigerian banks.
It’s equally as crucial as having a phone number when filling out NIMC and other necessary forms within and outside the country.
What Are The Requirements For Obtaining A BVN In Nigeria?
Before you can get a BVN number in Nigeria, you must first meet the following requirements:
- The BVN Enrolment Form can be obtained from any commercial bank in Nigeria.
- One recent passport photograph.
- Enrolment fee.
- A valid ID: Nigerian International Passport, Nigerian National ID card, Nigerian Identification Number, or Nigerian Driver’s License.
How To Enrol For Your BVN In Nigeria
The following is a step-by-step process to get your Bank Verification Number in Nigeria. To get a BVN, follow the instructions below:
- Go to any of your bank’s locations.
- Fill out the BVN Enrolment form and submit it.
- Make oneself available for data collection (such as fingerprint, facial Image, etc.)
- You will receive an acknowledgment slip with the transaction ID.
- The system confirms your application within 24 hours, generates your BVN, and sends you an SMS with pickup instructions.
Why Do You Need A Bank Verification Number?
The underlying reason for the requirement of a BVN is to secure private and personal information or transactions in the banking industry.
It serves as a means of identification, protects your account from unwanted access, and addresses the issue of identity theft.
Benefits and Advantages Of Having a Bank Verification Number
- BVN is a valid means of identification and is generally accepted across all Nigerian banking and financial institutions.
- It protects your account from illicit and unauthorized access as it offers verification and validation of the customer’s identification seamlessly across multiple electronic platforms.
- It addresses cases of identity theft, thereby helping to reduce fraudulent activities.
- Regulate efficacy of Banking operations.
- The bio-data portion of the database provides essential information about an individual to the government, law enforcement agencies, and banks.
- BVN allows bank customers to participate in future banking.
- All Nigerian banks accept simple and appropriate identification.
- BVN boosts and improves account security and limits cyber fraud.
Benefits of Checking your BVN On MTN, Airtel, Glo and 9mobile SIMs
Checking your BVN (Bank Verification Number) on your mobile network provider’s SIM card, whether it’s MTN, Airtel, Glo, or 9mobile, offers several benefits:
- Easy Access
It allows you to access your BVN without the need to visit a bank branch or an ATM.
Checking your BVN via your mobile phone is convenient and can be done from anywhere, saving you time and effort.
- 24/7 Availability
You can check your BVN at any time, even outside of regular banking hours, since mobile networks are available 24/7.
Mobile BVN checking services are secure and require your PIN or other authentication methods, ensuring the privacy of your banking information.
- Prompt Verification
You can quickly verify your BVN details, making it easier to carry out banking transactions or comply with financial regulations.
- Registration Confirmation
It helps you confirm whether your BVN registration was successful and whether your details are accurate.
- Banking Transactions
Access to your BVN is essential for various banking transactions, including account opening, fund transfers, and loan applications.
- Identity Verification
It enhances your identity verification, reducing the risk of fraudulent activities associated with your bank account.
- Financial Inclusion
BVN verification via mobile networks promotes financial inclusion by enabling people in remote areas to access their banking information.
- Information Updates
You can use the service to check if your BVN information is up-to-date and make necessary corrections if needed.
It ensures that you comply with regulatory requirements, such as the Central Bank of Nigeria’s directive to link your BVN with your mobile number.
The Bank Verification Number (BVN) can be acquired by anyone who operates a bank account in Nigeria. If you don’t have a BVN, ensure that you register whenever you visit the bank. Practically every bank and financial institution in Nigeria accepts BVN as a form of identification. Your profile and information can be verified with your BVN.
Most banks and credit firms give out loans to customers after they have provided their BVN. This is to help verify and validate their true identity. BVN has reduced account theft and cyberfraud to a significant extent.
Now that you know how to check your BVN, ensure that you save it in a safe place. Cybercriminals and scammers may impersonate your bank staff to know your BVN. Whenever they call you, don’t provide such banking information to them. Don’t share your BVN with anybody – except if required for KYC purposes.